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Results for timberland loan

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Businesses1

Co-ops, equipment dealers, repair and field service shops, ag lenders, land brokerages, and seedling nurseries.

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  • First South Farm Credit

    Farm and timberland lending on timberland mortgages, poultry facility loans and FSA-guaranteed farm loans, out of Andalusia, AL.

    • Ag lenders & insurance
    • Andalusia, AL

Reference & guides2

The read-first sections: the timber value chain, capital and risk, and how a stand becomes four products.

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  • Lending against land and standing timber

    Timber is collateral that grows, burns, and can only be sold to a mill inside haul distance. That is why a timberland loan is underwritten differently from a loan on a row-crop farm, and why the appraisal reads differently too.

    • Capital & risk
    • Lending
  • What actually moves your interest rate

    A loan rate is two things added together: a published benchmark the lender does not control, and a spread he decides. Knowing which benchmark prices your loan explains why a quote moves between the appraisal and the closing - and knowing where the spread comes from is the only part of the number you can argue about.

    • Capital & risk
    • Rates