Results for timberland loan

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Reference & guides2

The read-first sections: the timber value chain, capital and risk, and how a stand becomes four products.

Lending against land and standing timber
Timber is collateral that grows, burns, and can only be sold to a mill inside haul distance. That is why a timberland loan is underwritten differently from a loan on a row-crop farm, and why the appraisal reads differently too.
- Capital & risk
- Lending
What actually moves your interest rate
A loan rate is two things added together: a published benchmark the lender does not control, and a spread he decides. Knowing which benchmark prices your loan explains why a quote moves between the appraisal and the closing - and knowing where the spread comes from is the only part of the number you can argue about.
- Capital & risk
- Rates